Independent Financial Adviser in Suffolk, North Essex & Cambridgeshire – Friendly, Expert Pension Advice
Helping You Feel Confident About Your Retirement
Planning for retirement doesn’t have to feel overwhelming. As an, independent financial adviser covering Suffolk, North Essex, and Cambridgeshire, we provide clear, impartial guidance to help you make the most of your pension and plan for a comfortable retirement. We are here to help you make sense of your pension options and plan your future with confidence.
Whether you would like to combine old pensions, start drawing an income, compare annuities, or simply check if your pension is on track, we offer clear, independent financial advice designed around your goals.
You will receive FCA-regulated, unbiased advice that’s always tailored to you.
Our Services Include:
Pension Consolidation – Simplify and Take Control
If you have collected a few pensions over the years, you are not alone. Many people have multiple pots from different employers — which can be hard to manage and track.
We will review your existing pensions, explain what you have, and help you decide whether pension consolidation could simplify multiple pensions into one manageable plan, potentially reduce costs, and potentially improve long-term growth.
Pension Reviews and Retirement Planning
Even if retirement still feels a few years away, now is the perfect time to check your progress. Regular pension reviews can make sure your savings, investments, and strategy are still on track and aligned with your objectives.
We will help you create a simple, effective retirement plan that grows with you — giving you peace of mind and a clear path to the future you want.
Advice on accessing your pension in a way that suits your lifestyle and financial goals.
Pension Drawdown (Income Drawdown)– Flexible Income in Retirement
Would you like flexibility when you retire? Pension drawdown lets you access an income from your pension while keeping your remaining savings invested.
We will help you work out:
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How much income you can draw safely
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How to manage tax efficiently
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How to keep your pension working for your long-term goals
You will get a personalised drawdown plan that supports your lifestyle — giving you confidence and flexibility throughout retirement.
Annuities – Guaranteed Income for Life
If you would prefer financial certainty, an annuity can provide a guaranteed income for life. We Will help you compare annuity rates across the UK market and explain your options in plain English. This will also include impaired life annuities or enhanced annuities based on medical conditions which could potentially provide a higher level of income.
Together, we will explore whether an annuity, drawdown, or a mix of both best suits your needs for a secure, enjoyable retirement.
Tailored Advice for NHS Staff, Teachers & Business Owners
NHS Pension Advice
If you work for the NHS in Suffolk, North Essex, or Cambridgeshire, your pension is one of your most valuable assets — but it’s not always easy to understand.
We offer specialist NHS pension advice to help you make sense of your benefits, manage annual and lifetime allowances, and plan when and how to retire.
Whether you are a doctor, dentist, nurse, or NHS administrator, we will ensure your retirement plan fits perfectly around your NHS pension scheme.
Teachers’ Pension Advice
If you are a teacher or education professional, your Teachers’ Pension Scheme is an excellent foundation for retirement — but it comes with complex rules and options.
We will help you understand your benefits, explore early or phased retirement options, and decide whether extra savings could help boost your income later on.
You will leave with a clear picture of your pension and a simple plan to make the most of it.
Retirement Planning for Business Owners
Running your own business gives you more freedom — but also more responsibility when it comes to saving for the future.
I provide independent pension and retirement advice for business owners and company directors across Suffolk, North Essex, and Cambridgeshire. Whether you’re considering a SIPP, SSAS, or other pension strategy, I’ll help you extract profits tax-efficiently and build personal wealth for life after work.
Why Choose us as Your Independent Financial Adviser in Suffolk, North Essex & Cambridgeshire?
Independent and FCA-regulated
Unbiased advice from across the whole market
Friendly and approachable
Clear explanations, no jargon
Local expertise
Supporting clients across Suffolk, North Essex, and Cambridgeshire
Tailored guidance
Focused on your personal goals and retirement dreams