Pension Management in Harwich
Ensuring you have sufficient income when you retire is a concern that many of us share. We all have dreams of what we want to do when we retire, whether its spend more time with the family, go on a worldwide cruise, or buy a holiday home in the sun. But, how much is enough?
Ultimately, three factors affect our pension funds, the level of contributions that are made, the performance of the funds and the cost of the plan.
There are so many unknowns including future inflation, our state of health and how long we will live.
We understand the concerns our clients have and can help you plan your retirement no matter what stage of life you are.
Many clients approach us to review their existing plans. We can investigate your plan, looking at the contract charges, funds invested, whether the risk being taken meets the risk you are willing to take, commonly known as your attitude to risk. We can ascertain approximately how much income you will receive when you retire.
SAVING FOR RETIREMENT
With so many pension products on the market, it can be confusing as to what is the best one for you. Following a detailed consultation, we will research the whole of the market and present our findings to you. Employing the services of an Independent Financial Adviser means you will get an unbiased report based on your objectives, your attitude to risk and the suitability of the proposed pension product according to your current situation.