February 20, 2019

Money that’s what I want

Everybody knows the lyrics of Money by The Beatles, and we all acknowledge Money can’t buy everything but it can get you a lot.  Growing investments and increasing your money is one of the major factors in investing.

So what can be done to ensure...

February 4, 2019

The Generation Game

The rise of workplace pensions and the ever-present stories in the media over the burden of pension funds means we are all well aware of the importance planning for our retirement has.  Being in a position to maintain a good standard of living once o...

January 14, 2019

The Show Must Go on

Happy 2019! The Langham team are all now back at their desks and wondering if Christmas ever really happened at all.  With a flurry of activity we are now getting back to the tasks of Annual Reviews and portfolio planning amongst many others. In the...

December 3, 2018

Investing Survivors 

An important part of the IFAs fact find is discerning their Client’s Attitude to Risk.  Understanding how comfortable a client is with the risks of investments is a valuable tool for securing the best investment for their funds.  Finding the motivat...

November 26, 2018

You Can’t Always Get What You Want

Every year the IFA conducts an annual review of their clients’ pensions and investments.  So, what is some of the data in this review and what is the value and importance?

Like any purchase we make on a service we all want to know we ar...

November 20, 2018

Cash flow Analysis Money talks!

One of the vital parts of the IFA service is the Cash Flow Analysis of a clients current financial position. Interestingly an IFA’s role is not simplest managing investments for return. Primarily it’s the understanding of the client’s fut...

November 5, 2018

Somewhere Over the Rainbow – the Pension Pot of Gold?

Times have indeed changed and the days of a person working for a single employer for the entirety of their employable life is become less common. In fact it is believed that the average working person will change job...

October 29, 2018

What a difference a day makes – 24 little hours 

One of the hardest parts of being an IFA can be getting clients to invest their time in reviewing their investments.  Sounds silly but diarising an appointment 1 day a year can feel like pulling teeth… and remember how ke...

October 15, 2018

I’ll Stand by You, Won’t Let Nobody Hurt You – The duties of a Health & Welfare Attorney

Selecting someone as an Attorney on a Lasting Power of Attorney is a big responsibility, particularly when it comes to matters of Health & Welfare.  Trusting someone to make decisio...

September 17, 2018

Most people think of their Wills as something that happens in the future.  Delaying the process can impact negatively on loved ones should anything happen.  The future arrives far quicker than any of us anticipate!

And those who have written their Wills believe it’...

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Langham Associates Ltd Independent Financial Planners is authorised and regulated by the Financial Conduct Authority. FCA Number 587218 https://register.fca.org.uk/

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